
Current
Rates
Effective February 17, 2010
These rates are for non-institutional investors.
Certificates of Deposit and IRAs
All certificates of deposit require a minimum deposit of $1,000 unless
specially mentioned otherwise. Interest on CD’s less than $10,000
with a term of 12 months or less must be compounded or direct deposited
to checking or savings account. No monthly interest checks are issued.
Early withdrawal penalties may be imposed.
|
|
|
|
|
|
|
|
|
|
| 91 Day |
0.15% |
0.15% |
|
182 Days |
0.35% |
0.35% |
| 8 Months |
0.65% |
0.65% |
|
14 Months |
1.29% |
1.30% |
| 11 Months |
0.80% |
0.80% |
|
18 Months |
1.49% |
1.50% |
| 12 Months |
0.80% |
0.80% |
|
27 Months |
2.23% |
2.25% |
| 17 Months |
1.00% |
1.00% |
|
48 Months |
2.72% |
2.75% |
| 24 or 25 Months |
1.49% |
1.50% |
|
60 Months |
3.06% |
3.10% |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
54 Months*
(Existing No New)
(One Time Bump)
|
|
|
|
|
|
|
Checking Accounts
A minimum deposit of $100.00 is required to open an account. Fees could
reduce earnings on
the account. Variable rate - the rate may change after
the account is opened. The rates for
each type of checking/investment savings account are tiered.
Interest is compounded monthly.
No interest is paid if the balance falls below
$2500.00 for Investment Savings and no interest
is paid if the balance falls
below $2500.00 for Super Now Checking.
| INVESTMENT SAVINGS |
|
SUPER NOW |
| Balance Tier |
Interest Rate |
A.P.Y.* |
|
Balance Tier |
Interest Rate |
A.P.Y.* |
| $ .00 |
$ 999.99 |
0.00% |
0.00% |
|
$ .00 |
$ 999.99 |
0.00% |
0.00% |
| $ 1,000.00 |
$ 2,499.99 |
0.00% |
0.00% |
|
$ 1,000.00 |
$ 2,499.99 |
0.00% |
0.00% |
| $ 2,500.00 |
$ 24,999.99 |
0.05% |
0.05% |
|
$ 2,500.00 |
$ 24,999.99 |
0.05% |
0.05% |
| $ 25,000.00 |
$ 49,999.99 |
0.10% |
0.10% |
|
$ 25,000.00 |
$ 49,999.99 |
0.10% |
0.10% |
| $ 50,000.00 |
$ 99,999.99 |
0.15% |
0.15% |
|
$ 50,000.00 |
$ 99,999.99 |
0.15% |
0.15% |
| $100,000.00 |
$149,999.99 |
0.15% |
0.15% |
|
$100,000.00 |
$149,999.99 |
0.15% |
0.15% |
| $150,000.00 |
$199,999.99 |
0.15% |
0.15% |
|
$150,000.00 |
$199,999.99 |
0.15% |
0.15% |
| $200,000.00 |
and greater |
0.15% |
0.15% |
|
$200,000.00 |
and greater |
0.15% |
0.15% |
Savings Accounts
A minimum deposit of $100.00 is required to open an account. Fees could
reduce
earnings on the account. Variable rate - the rate may change after
the account is opened.
The rates for each type of savings account are tiered. Interest is compounded monthly.
No interest is paid if the balance falls below $1000.00 on Passbook Savings and no
interest is paid if balance falls below $100.00 on Statement Savings.
| PASSBOOK SAVINGS |
|
STATEMENT SAVINGS |
| Balance Tier |
Interest Rate |
A.P.Y.* |
|
Balance Tier |
Interest Rate |
A.P.Y.* |
| $ .00 |
$ 99.99 |
0.00% |
0.00% |
|
$ .00 |
$ 99.99 |
0.00% |
0.00% |
| $ 100.00 |
$ 999.99 |
0.05% |
0.05% |
|
$ 100.00 |
$ 999.99 |
0.05% |
0.05% |
| $ 1,000.00 |
$ 4,999.99 |
0.10% |
0.10% |
|
$ 1,000.00 |
$ 4,999.99 |
0.10% |
0.10% |
| $ 5,000.00 |
$ 24,999.99 |
0.15% |
0.15% |
|
$ 5,000.00 |
$ 24,999.99 |
0.15% |
0.15% |
| $ 25,000.00 |
$ 49,999.99 |
0.25% |
0.25% |
|
$ 25,000.00 |
$ 49,999.99 |
0.25% |
0.25% |
| $ 50,000.00 |
$ 99,999.99 |
0.55% |
0.55% |
|
$ 50,000.00 |
$ 99,999.99 |
0.55% |
0.55% |
| $100,000.00 |
$149,999.99 |
0.55% |
0.55% |
|
$100,000.00 |
$149,999.99 |
0.55% |
0.55% |
| $150,000.00 |
and greater |
0.55% |
0.55% |
|
$150,000.00 |
and greater |
0.55% |
0.55% |
American Blue Money Market Account
A minimum deposit of $20,000.00 is required to open an account. Fees could
reduce
earnings on the account. Variable rate - the rate may change after
the account is opened.
The rates for this account are tiered.
Interest is compounded monthly. No interest is
paid if the balance falls below
$1,000.00.
AMERICAN BLUE MONEY MARKET |
Balance Tier |
Interest Rate |
A.P.Y.* |
$ .00 |
$ 999.99 |
0.00% |
0.00% |
$ 1,000.00 |
$ 19,999.99 |
0.15% |
0.15% |
$ 20,000.00 |
$ 49,999.99 |
0.25% |
0.25% |
$ 50,000.00 |
$ 99,999.99 |
0.50% |
0.50% |
$ 100,000.00 |
and greater |
0.85% |
0.85% |
* A.P.Y. is Annual Percentage Yield. A.P.Y. assumes deposit remains for at
least 1 year.
Ask a Customer Service Representative for further details at any of our
locations:
2775 Maysville
Pike 112 North Valley
Street 10 Third
Street
Zanesville, OH
43701 Corning, OH
43730 Malta, OH 43758
740-450-2265 740-347-4355 740-962-4266
Send mail to
Webmaster@nvboh.com with questions or comments
about this web site.
Click here to view our Privacy Policy
Printer Friendly PDF
BACK TO TOP