Current Rates

north valley bank current rates

Effective April 11, 2014

Non-Institutional Investor Rates

ALL NEW OR RENEWED CD'S IN 2013 INCLUDE A ONE-TIME BUMP FEATURE.

Certificates of Deposit and IRA's

All certificates of deposit require a minimum deposit of $1,000.00. Interest on CD’s less than $10,000.00 with a term of 12 months or less must be compounded or direct deposited into a checking or savings account. No monthly interest checks are issued. Early withdrawal penalties may be imposed.

Regular CD's

CD Specials

Term

Balance Tier

Interest Rate

A.P.Y.*

Term

Balance Tier

Interest Rate

A.P.Y.*

91 Day $0.00 - $49,999.99 0.10% 0.10% 17 Months $0.00 -$49,999.99 0.35% 0.35%
91 Day $50,000.00 + 0.10% 0.10% 17 Months $50,000.00 + 0.40% 0.40%
182 Days $0.00 - $49,999.99 0.10% 0.10% 25 Months $0.00 - $49,999.99 0.35% 0.35%
182 Days $50,000.00 + 0.10% 0.10% 25 Months $50,000.00 + 0.45% 0.45%
12 Months $0.00 - $49,999.99 0.20% 0.20%  37 Months $0.00 - $49,999.99 0.50% 0.50%
12 Months $50,000.00 + 0.20% 0.20% 37 Months $50,000.00 + 0.60% 0.60%
18 Months $0.00 - $49,999.99   0.25% 0.25% 54 Months $0.00 - $49,999.99 0.60% 0.60%
18 Months $50,000.00 + 0.25% 0.25% 54 Months $50,000.00 + 0.60% 0.60%
24 Months  $0.00 - $49,999.99 0.20% 0.20% 
24 Months $50,000.00 + 0.25% 0.25%  
36 Months $0.00 - $49,999.99 0.25% 0.25%      
36 Months $50,000.00 + 0.30% 0.30%        
48 Months $0.00 - $49,999.99 0.50% 0.50%        
48 Months $50,000.00 + 0.60% 0.60%        
60 Months $0.00 - $49,999.99 1.24% 1.25%        
60 Months $50,000.00 + 1.34% 1.35%        
72 Months $0.00 - $49,999.99 1.49% 1.50%        
72 Months $50,000.00 + 1.69% 1.70%        

Money Markets, NOW's & Savings

A minimum deposit of $100.00 is required to open an account. A minimum collected balance of $1,000.00 is required to earn A.P.Y.* Fees could reduce earnings on the account. Variable rate – the rate may change after the account is opened. Interest is compounded monthly.

American Blue Money Market

Super Now Checking

Balance Tier

Interest Rate

A.P.Y. *

Balance Tier

Interest Rate

A.P.Y. *
    $0.00 - $999.99 0.00% 0.00%    $0.00 - $999.99 0.00% 0.00%
$1,000.00 - $9,999.99 0.10% 0.10% $1,000.00 - $9,999.99 0.05% 0.05%
$10,000.00 - $49,999.99 0.20% 0.20% $10,000.00 - $49,999.99 0.10% 0.10%
$50,000.00 - $99,999.99 0.25% 0.25% $50,000.00 - $99,999.99 0.10% 0.10%
$100,000.00 + 0.30% 0.30% $100,000.00 + 0.10% 0.10%

Statement Savings

Balance Tier

Interest Rate

A.P.Y.*

   $0.00 - $999.99

0.05%

0.05%

$1,000.00 - $9,999.99

0.05%

0.05%

$10,000.00 - $49,999.99

0.10%

0.10%

$50,000.00 - $99,999.99

0.10%

0.10%

$100,000.00 +

0.20%

0.20%

* A.P.Y. is Annual Percentage Yield. A.P.Y. assumes deposit remains for at least 1 year.

Ask a Customer Service Representative for further details at any of our locations