Identity Theft Prevention Tips

identity theft prevention tips
  • Carry only the identification and bank/credit cards that you actually need. Unless you have a specific need, leave your social security card at home in a secure location.
  • Do not provide your social security number unless absolutely necessary. Do not put your social security number or driver’s license number on your checks.
  • Do not share any personal information over the phone, internet or e-mail unless you initiated the contact AND verified that the individual is legitimate. If you receive a phone call requesting information, ask the caller for their name and let them know that you will call them back at a number you know is accurate for that company. North Valley Bank will never ask for your password or PIN. For additional tips relating to email and/or internet activity, please click here.
  • Be careful what you throw away. Shred all documents containing confidential or personal information. North Valley offers free public Shred Days periodically, contact us or view our community calendar to see when and where!
  • Any outgoing mail which contains sensitive information should be deposited directly in the post office mailbox to decrease the risk of theft. Retrieve your mail regularly and if you are expecting a new card or checks in the mail; contact your creditor if they have not arrived in a timely manner.
  • If you plan to be away from home for more than a couple days, ask the post office to hold your mail until you return. A full mailbox could alert criminals that no one is home.
  • Replacing paper statements and paper bills with Our Online Banking products can reduce the risk of physical theft.
  • Review your statements and account activity in a timely manner. If you notice any suspicious activity, notify the appropriate creditors immediately. For additional information on what to do if you think you have become a victim of identity theft, click here.
  • Know your credit. You are entitled to one free credit report annually from each of the three major reporting agencies. Review your report regularly and report any discrepancies.
  • Store personal information in a secured location.
  • Consider using a reputable credit monitoring service, each of the three major credit bureaus offer such a product.

While we may not be able to completely prevent identity theft, being cautious and knowledgeable about the risks can help deter criminals from making you their next victim!